Company Car & Leasing Calculator
Calculate benefit-in-kind (1%, 0.5% & 0.25% rule), net salary impact, lease factor, and savings compared to private purchase.
Vehicle & Acquisition
Commute & Travel Distance
Salary & Tax Profile
Lease Details & Employee Co-Pay (Optional)
Benefit-in-Kind Breakdown (BiK)
0,25 %Salary Comparison (Monthly)
| Item | Without Car | With Company Car | Difference |
|---|---|---|---|
| Gross Salary | -- | -- | 0,00 € |
| + Benefit-in-Kind (BiK) | 0,00 € | + -- | + -- |
| = Taxable Gross | -- | -- | + -- |
| - Income Tax & Surcharges | -- | -- | - -- |
| - Social Security Contributions | -- | -- | - -- |
| - Non-Cash BiK Deduction | - | - -- | - -- |
| = Net Salary Payout | -- | -- | - -- |
Lease Factor & Deal Rating
Good Deal (0.7 - 0.9)The lease factor measures monthly lease price relative to gross list price.
Total Cost of Ownership: Company vs. Private
What would owning this new vehicle privately cost per month (all-inclusive TCO)?
Tax Optimization Tips
Home Office Advantage: Commuting fewer than 15 days/month? Request per-day taxation (0.002% per day) rather than 0.03% flat rate.
Commuter Allowance: Even with a company car, you can claim €0.30 per kilometer (€0.38 from km 21) as deductible business expenses on your tax return!
Free Workplace Charging: Charging electric and hybrid company vehicles at work is completely tax-free and exempt from social security contributions.
Note: All calculations are estimates for orientation and do not replace professional tax advice. Real payrolls may differ slightly based on specific regional exemptions and company car policies.
How does this tool work?
Interactive company car and leasing calculator supporting the 1% rule, 0.5% hybrid rule, and 0.25% EV incentive, plus lease factor and TCO analysis.
Calculates the monthly taxable benefit-in-kind for private use and commute (0.03% standard or 0.002% per-day method for remote workers), actual net salary deductions factoring in tax brackets and social contributions, and a full total cost of ownership (TCO) comparison versus private car ownership. Includes vehicle presets, lease factor grading, and shareable configuration links.
Where are my data processed?
100% Client-Side: Your data never leaves your browser.
All calculations, conversions, encodings, and file processing of this tool are executed exclusively locally via JavaScript on your client device. No inputs, passwords, cryptographic keys, texts, or uploaded files are ever sent to our servers or third parties. Once the page is loaded, the tool remains completely functional even offline.